How can being beautiful be a negative thing? The world we live in is really messed up, so the fault is not from your own end. Don't let those behaviors get the better of you. Try associating with people who are more sensible.
Truly, when someone is in need of a shoulder to lean on but finds no one, it can seem like nobody actually cares what the person is going through. This can foster feelings of depression.
I gotta admit, the toxicity that exist on social media platforms nowadays is enough to drive someone to depression. Some inhumane posts and comments can really affect those who are not mentally strong enough.
As someone who has once fallen into serious debt, I'd say that it is very possible for someone to fall into depression because of debts. I almost did. It took serious mental discipline for me to overcome it.